Measuring Financial Literacy

被引：855

作者：

Huston, Sandra J. ^{[1
]}

机构：

[1] Texas Tech Univ, Financial Literacy Assessment Project, Lubbock, TX 79409 USA

来源：

JOURNAL OF CONSUMER AFFAIRS | 2010年 / 44卷 / 02期

关键词：

KNOWLEDGE; WORKPLACE; EDUCATION; BEHAVIOR; IMPACT; INCOME;

D O I：

10.1111/j.1745-6606.2010.01170.x

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Financial literacy (or financial knowledge) is typically an input to model the need for financial education and explain variation in financial outcomes. Defining and appropriately measuring financial literacy is essential to understand educational impact as well as barriers to effective financial choice. This article summarizes the broad range of financial literacy measures used in research over the last decade. An overview of the meaning and measurement of financial literacy is presented to highlight current limitations and assist researchers in establishing standardized, commonly accepted financial literacy instruments.

引用

页码：296 / 316

页数：21

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