限贷和限购政策对一般均衡中房价的影响

被引：35

作者：

刘璐

机构：

[1] 西南财经大学经济学院

来源：

管理科学学报 | 2013年 / 16卷 / 09期

基金：

中央高校基本科研业务费专项资金资助;

关键词：

限贷; 限购; 房价; 一般均衡;

D O I：

暂无

中图分类号：

F224 [经济数学方法]; F293.3 [房地产经济]; F832.4 [信贷];

学科分类号：

0701 ; 070104 ; 1201 ; 020205 ; 020204 ;

摘要：

住房价格的调控是当前中国社会经济中的热点问题,但目前国内外尚少见文献对其进行全面探讨.该文试图涉及这个领域,按照住房限购条件是否有效建立了两个关于住宅市场的一般均衡模型.研究发现,当"限购令"未生效时,在其他条件相同的情况下,只要复合商品部门为规模经济递减或不变时,严厉的房贷调控政策倾向于降低市场的均衡房价(分情况不同,还需要满足一些其他条件).而当"限购令"发挥效力时,首付比例和限购数量都将影响市场中的均衡房价,且其关系将会是非常复杂的.仅当首付比例不太大且复合商品的生产复合规模效应递增的前提下,当首付比例落入特定区间时,房地产调控政策就能有效地降低均衡房价.

引用

页码：20 / 32

页数：13

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