中国城市居民的家庭收入、消费和储蓄行为:一个基于组群的实证研究

被引:67
作者
周绍杰 [1 ]
张俊森 [2 ]
李宏彬 [3 ]
机构
[1] 清华大学公共管理学院
[2] 香港中文大学经济系
[3] 清华大学经管学院经济系
关键词
储蓄率; 组群效应; 组群分析;
D O I
10.13821/j.cnki.ceq.2009.04.007
中图分类号
F126 [人民生活状况]; F224 [经济数学方法];
学科分类号
0201 ; 020105 ; 0701 ; 070104 ;
摘要
近年来,中国的高储蓄率越来越引起关注。本文利用中国城镇居民住户调查数据对城市家庭的收入、消费以及储蓄率进行基于组群分析的实证研究。实证结果表明,中国城市家庭的储蓄行为具有独特性,家庭储蓄率不断提高。本文从两个方面对此做出解释:其一,各个组群的家庭消费增长慢于收入增长;其二,年轻组群的高储蓄倾向及其在样本中随时间的比重不断提高。此外,本文也分析了养老金收入对于年老组群家庭收入和储蓄的影响。
引用
收藏
页码:1197 / 1220
页数:24
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