基于模块化架构的金融服务创新模式研究

被引:18
作者
魏江 [1 ]
赵江琦 [1 ]
邓爽 [2 ]
机构
[1] 浙江大学管理学院
[2] 埃森哲(中国)咨询
关键词
金融服务创新; 模块化; 架构;
D O I
10.16192/j.cnki.1003-2053.2009.11.018
中图分类号
F832 [中国金融、银行];
学科分类号
1201 ; 020204 ;
摘要
新的金融形势给我国金融业带来新的挑战,在国家严厉监管金融专业创新的时候,有序高效的金融服务创新,仍然是未来我国金融业在全球竞争中获取竞争的核心。与金融工具创新不同,金融服务创新呈现出模块化的特点,只有模块化才能大规模定制金融服务。本文把模块化理论应用于金融服务业,通过三个典型案例,提出并验证了组合式、总线式和共享式三类基于模块化架构的金融服务创新模式,以期为我国金融业服务创新提供思路。
引用
收藏
页码:1720 / 1728
页数:9
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