家庭金融行为研究的新近发展评述

被引:4
作者
黄纯纯
机构
[1] 中国农业大学经济管理学院
关键词
家庭金融; 有限理性; 认知;
D O I
10.19592/j.cnki.scje.2015.09.007
中图分类号
F830 [金融、银行理论];
学科分类号
1201 ; 020204 ;
摘要
关于家庭借贷、储蓄及投资的新近研究发现,家庭金融行为存在着大量的有限理性现象难以用传统理论进行全面解释,这使得行为经济学的讨论成为一个合理途径。基于相关微观数据的可得性增强,本文拟从贷款、负债、还贷、储蓄、投资等行为的五个方面,就家庭金融行为的相关研究进行一个理论综述,以考察相关结论对各种现象的一致性分析;并认为,未来研究将会借助实验等方法,在有限理性的假定基础上进一步展开。
引用
收藏
页码:98 / 111
页数:14
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